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What Happens When You Don't Have Dental Insurance

Dental care is key to our overall physical health, but some of us don’t have dental insurance that pays for routine cleanings, exams, procedures and emergencies. If this is the case for you, our Burnaby dentists offer advice on what you can do. 

What can I do if I don’t have dental insurance?

Our teeth become more vulnerable to decay, discoloration, erosion, and breakage as we age, all of which necessitate the attention of a dentist. However, not everyone has dental insurance for a variety of reasons.

Many are self-employed, only work part-time or are precariously or occasionally employed. Others are retired. No matter the reason, if you’re without insurance there are a few things you can do.

Purchase dental coverage.

You may be able to obtain private dental insurance coverage for a monthly fee. Several insurance companies sell dental insurance plans to self-employed people and those who do not have employer-provided coverage. Inquire with your insurance company about the best plan for you.

Talk to your dentist about a payment plan or financing options.

Talk to the administrative team at your dental office to find out of they offer a payment plan or financing that could help you manage your dental costs.

Participate in a charity event.

Non-profit dental associations may hold events where dentists provide free or low-cost dental services. These can be extremely beneficial for patients who would otherwise be unable to attend dental appointments due to financial constraints.

Go to a dental school.

Dental schools provide high-quality dental care at a low cost, allowing students in training to gain experience. These students are closely monitored by licensed dentists who inspect every stage of their work.

Though your appointment may take longer than at your regular dentist’s office, the trade-off is that you can save significant cash.

Take preventive measures.

One way to make your dental bills less costly in the long run is to ensure you have a great oral care routine. Remember to brush at least twice daily for two minutes each time, and floss at least once a day.

This helps keep plaque, bacteria and gum disease at bay and can prevent having to visit a dental emergency clinic.

And, while it may seem counterintuitive, see your dentist on a regular basis for routine checkups and preventive care. These visits are not free, but they may help you avoid more expensive treatments in the future because any developing problems can be detected early on when they are still relatively simple to treat.

How much does a dentist appointment cost without insurance?

The cost of non-covered dental procedures varies depending on the procedure, the severity of your case, and other factors. We can give you an estimate for any procedures you may need.

Do you have questions about payment options or plans at Northgate Dental Centre? Our Burnaby dentists and staff can provide an estimate for services and explain our policies. Contact us today.

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The team at Northgate Dental Centre is looking forward to meeting you!

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